McIntosh Rd(941) 444-5670
Menu
We finance in house

Monday, you show up in this.

No banks. No judgment. Rebuilding credit counts here too.

DO I QUALIFY? 30 SECONDSSee the lot
$14,9002013 BMW 3-Series
WHAT SARASOTA IS LOOKING AT THIS WEEKSee all 32 →
2013 BMW 3-Series$14,900
2013 BMW 3-Series37,826 miles
Plus tax, tag and $995 dealer fee
2017 Mazda CX-5$14,954
2017 Mazda CX-5144,136 miles
Plus tax, tag and $995 dealer fee
2019 Honda Accord$15,954
2019 Honda Accord165,432 miles · 29/35 mpg
Gas per week≈ $20
Plus tax, tag and $995 dealer fee
2020 Ford Edge$8,900
2020 Ford Edge136,327 miles · 21/28 mpg
Gas per week≈ $26
Plus tax, tag and $995 dealer fee
YOUR WEEK WITH EACH CAR

How many miles do you drive a day?

2013 BMW 3-Series$14,900
2013 BMW 3-Series37,826 miles
Plus tax, tag and $995 dealer fee
2017 Mazda CX-5$14,954
2017 Mazda CX-5144,136 miles
Plus tax, tag and $995 dealer fee
2019 Honda Accord$15,954
2019 Honda Accord165,432 miles · 29/35 mpg
Gas per week≈ $20
Plus tax, tag and $995 dealer fee
2020 Ford Edge$8,900
2020 Ford Edge136,327 miles · 21/28 mpg
Gas per week≈ $26
Plus tax, tag and $995 dealer fee
2010 GMC Terrain$2,900
2010 GMC Terrain182,389 miles
Plus tax, tag and $995 dealer fee
Estimate: 5 days a week, each car’s EPA rating and gas at $3.10 a gallon.

WHAT SARASOTA IS LOOKING AT THIS WEEK

012013 BMW 3-Series5 people022017 Mazda CX-51 person032019 Honda Accord1 person
Real people who viewed each car in the last 7 days. Bots not counted.
FIND YOUR CAR

Not sure which one? Five questions.

Miles per day, how many ride with you, use, budget and what matters most. We suggest three from the lot with the gas cost calculated for you.

START

How buying works here.

  1. 1Answer 3 questions. Your job, how long you’ve been there and your first payment. No credit check.
  2. 2An advisor calls you. They go over your case and your car, and give you the plan in writing.
  3. 3Come get it. Today or tomorrow. You pick the day.
START: DO YOU HAVE A JOB?
HOW WE FINANCE

How we finance

Short, honest answers. Whatever we cannot tell you here, a person will.

Can I apply with limited or no credit history?

Yes. We finance in house (buy here, pay here), so you do not depend on a bank or on your score. What we look at is your job: about 6 months or more at your current one and proof of income for the last 3 months. A person reviews your case and makes the decision.

What documents do I need?

For your visit: a driver license or photo ID, Social Security number or ITIN, proof of income (3 months), proof of address, your down payment and car insurance to drive off.

Is a down payment required?

Yes, and it depends on the car. Typically around $1,500; the exact amount is set by the person who reviews your case, based on the car you choose. We do not publish estimated monthly payments: you get the plan in writing, with your real numbers.

Do you take my car as a trade-in?

Yes. Tell us about your car (year, make, model, miles and condition) in the trade-in section and a person will get back to you with an offer.

Does applying guarantee approval?

No. No application, here or anywhere else, guarantees approval. This site will never tell you it is settled: a person makes the decision after reviewing your case. There is no automatic "no" either.

What happens after I apply?

An advisor texts or calls you on the channel you chose, reviews your case and your car, and sends you the plan in writing. Then you pick the day to come get it.

Approval and financing terms depend on lender/dealer requirements. Completing an application does not guarantee approval.

DO I QUALIFY? 30 SECONDSThree questions. Nobody checks your credit in this step.See all questions →

Have a car to sell or trade?

Tell us about it. No automatic estimates: a person reviews it and gets back to you with an offer.

Condition
By continuing you accept our privacy policy.
WHAT WE CAN PROMISE

Why customers choose Auto 4 You

WHAT PEOPLE SAY ON GOOGLE

4.8 out of 5 · 312 Google reviews ↗
★★★★★

«Hands down the best car buying experience I’ve had in a very long time . Great selection of well maintained SUV’s, trucks & cars . Cody( Mr GQ ) , our sales dude worked the perfect deal for us . They offered a Reasonable down payment option & affordable payment plan . All vehicles have a warranty with maintenance onsite ! The entire staff & team are wonderful. I highly encourage anyone looking for a new vehicle to check these folks out first . Thanks for the gift card :) my quad shot , skinny mocha latte hit the spot ! »

KEVIN H. · Oct 2026 · Google
★★★★★

«This place is unbelievable. Jacob and Oscar helped me find my dream car and were able to offer financing for my youngtimer. The whole process was nice and smooth, including transportation from the other state and delivery. Oh, and I got a full tank of gas!  1  Share Response from the owner 2 months ago Thank you, George! Jacob and Oscar truly go above and beyond for every customer at Auto 4 You Inc. Finding your dream car with flexible financing options in Sarasota FL is exactly what we're here for. We appreciate you choosing Auto 4 You Inc!»

George · Aug 2026 · Google
★★★★★

«Maricela is an Angel.She was very polite(I mean honestly the ENTIRE STAFF IS SUPER POLITE AND FRIENDLY).She answered all my questions (mind you it’s only my second car so I had bombarded her with quite a few and she was patient with me the entire time) .They have a great selection of cars and they tell you the upfront honest truth about the vehicle you bring in (if you bring one to sell or trade) and the vehicle you will receive.The mechanics make sure your car is good to go BEFORE YOU EVEN DRIVE IT OFF THE LOT !!! They are upfront about pricing and very professional.I highly recommend over many places to go here.This business will get you right ! And shout out to Maricela! So sweet and so kind.Highly recommend this business »

Ivy Q. · Oct 2026 · Google
See on Google ↗

Memberships and certifications