Used cars for limited credit in Sarasota
32 today32 cars · from $1,900 to $21,954
If the bank already said no, or your credit is being rebuilt, the path here is different: Auto 4 You finances its own cars, with no bank in between. Today there are 32 cars on the Sarasota lot, with published prices from $1,900 to $21,954, and most of them can be financed in house.
On the lot today
What we look at is your job and your income, not just the score: if you have been at your current job 6 months or more and can show your income for the last 3 months, you are on the right track. Self-employed or cash income counts too. The down payment depends on the car (an advisor sets it with you, not a table) and the lowest-priced cars may be cash only.
We never say “yes” or “no” online: a person reviews your case and confirms in writing, with APR and term. Start with the three questions in “Do I qualify?”; they do not touch your credit and there is no wrong answer. Price does not include tax, tag or the $995 dealer fee.
Frequently asked questions
- What do I need to finance with you?
- 6 months or more at your current job and income proof for the last 3 months. For the visit: driver’s license or photo ID, SSN or ITIN, proof of income, proof of address, your down payment and insurance to drive home.
- Do you check my credit to tell me if I qualify?
- The three “Do I qualify?” questions do not touch your credit. Afterwards, an advisor reviews your full case and confirms in writing. A person makes the decision, never a form.
- How much is the down payment?
- It depends on the car: the advisor who reviews your case sets it with you. That is why we do not publish down payments or monthly payments on the site. The lowest-priced cars may be cash only; the card says so.
- What does the car price include?
- The published price is the car. Tax, tag and the $995 dealer fee are extra. Your plan, with APR and term, comes from an advisor in writing.
- Monday to Friday: 10 am – 6 pm
- Saturday: 10 am – 2 pm
- Sunday: closed